Affirm: Buy now, pay over time

Buy now, pay later with Affirm: Buy now, pay over time and shop smarter with transparent, flexible payment plans at your favourite retailers. Whether you're furnishing your home, upgrading tech, or treating yourself, split your purchase into manageable instalments without worrying about hidden charges or surprise fees.

Take control of your spending from day one. When you choose Affirm at checkout, you'll see your exact payment amount upfront—no late fees, no penalties, no hidden costs. A quick eligibility check (which won't impact your credit score) takes just moments, then you pick the payment plan that fits your budget best. Complete your purchase online and start paying over time at your own pace.

Managing your finances has never been easier. Use the app to track your account, make payments whenever it suits you, and stay on top of your commitments with automatic email and text reminders about upcoming instalments. The AutoPay feature removes the stress entirely—set it once and never miss a payment again. You're always in control, with full visibility of what you owe and when.

Shopping with confidence means knowing your payment options before you buy. Affirm empowers you to afford the things you need without overextending yourself. Whether you're spreading costs over a few months or longer, your payment plan is built around your financial reality, not the retailer's terms.

The process is straightforward: add items to your basket, select Affirm at checkout, choose your payment plan, and complete your purchase. It's that simple. Thousands of shoppers already trust Affirm to make their purchases more affordable and manageable.

Affirm: Buy now, pay over time gives you the flexibility to shop now and pay in instalments that work for your budget, with complete transparency and no surprises.

Important: Affirm is a form of credit subject to eligibility checks and minimum spend requirements. Available to UK residents aged 18+ with a valid bank account or debit card. Missed payments may affect your financial status. Representative example: A £900 purchase costs £83.90/month over 12 months at 22% Representative APR. A deposit may be required. Affirm UK Limited, 1 Angel Court, 13th Floor, London, EC2R 7HJ is the Lender.